Correct your mistake
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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Policy Administration and Ethics | - Ethical obligations
|
| Insurance Law and Regulation (Maryland) | - Maryland Insurance Administration rules
|
| Health Insurance Systems | - Government health programs
|
| Accident and Health Insurance Basics | - Policy structure and provisions
|
| General Insurance Principles | - Insurance concepts
|
Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:
When a producer engages in unfair practices, all of the following are true EXCEPT:
- A. The Maryland Insurance Administration can suspend the producer's license
- B. The Maryland Insurance Administration's decision is final
- C. The Maryland Insurance Administration can investigate the problem and hold a hearing
- D. The Maryland Insurance Administration can issue a cease and desist order
Correct Answer: B 🗳️
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All of the following are common features found in health maintenance organizations (HMOs) EXCEPT:
- A. Outpatient medical services
- B. Twenty-four hour access to emergency care
- C. Discounts on local health spa memberships
- D. Wellness programs
Correct Answer: C 🗳️
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An insured incurs a covered accident and health insurance loss on May 30, which is submitted to the insurer on June 8. If the insured terminated coverage on June 1, the insurer:
- A. Can refuse to pay the claim because coverage has been terminated
- B. Must pay the claim upon receipt of the proof of loss
- C. Can refuse to pay the claim under the pre-existing conditions exclusion
- D. Must pay the claim within one year of termination of coverage
Correct Answer: B 🗳️
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After completing an application for insurance, the insurance producer collects the premiums but deposits the check in the insurance producer's checking account. What crime has been committed?
- A. Fraud
- B. Rebating
- C. Replacement
- D. Twisting
Correct Answer: A 🗳️
It is unlawful for a person to provide an advertisement that:
- A. Makes a comparison of benefits between policies
- B. Points out coverage advantages of a policy
- C. Refers to the insurer's financial rating
- D. Uses a policy title to misrepresent a coverage
Correct Answer: D 🗳️
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